From Uncertainty to Stability: Why Malta Golden Visa Attracts a Growing Number of Wealthy Americans

Malta Golden Visa has been recently gaining the attention of a large number of wealthy Americans due to the stability, lifestyle, and long-term benefits it provides to its investors. The increasing instability in America is leading to a huge US wealth exodus. In 2024, around 15,200 millionaires left the United States which was 26% more than the number of individuals who left in 2023.

Why are Americans Leaving the United States?

The high costs of living, inflation, and high taxation in the United States is continuously putting heavy pressure on high-net-worth individuals (HNWI) in the US. It has become difficult for rich individuals to manage their wealth and survive in America with increasing uncertainties. The national debt in the US now exceeds $35 trillion, demonstrating that the number is increasing very fast, about $1 trillion every 3 months.

Moreover, because of the continuous inflation, the value of money has dropped in the US, and the Americans have lost around 20% of their purchasing power since 2020. All of these reasons have left wealthy Americans with no choice but to leave their home country and seek residency in a country with low living costs where they can live a stable life, secure their families future, and protect their wealth.

Why Malta Stands Out for Affluent American Investors?

Malta appears as a strategic choice for the affluent individuals of the US that have left their home countries and want to live with their families in a stable country. Due to the tax efficient systems, EU access, high-quality services, and well-developed banking in Malta, most individuals prefer living here.

According to the statistics, in 2023, Malta ranked 3rd with the largest foreign population followed by Spain and Luxembourg. Around 2,511 foreigners became Malta residents in 2023 and many are considering it a stable and best EU residency in the present years too.

Malta Permanent Residence Program – A Pathway for Americans to Move to Malta

Many American investors are taking interest in investing in the Malta Golden Visa program also known as the Malta Permanent Residence Program (MPRP) to gain lifetime benefits of living in Malta, the beautiful island country in Southern Europe. The country allows its residents to live peacefully. The climate in Malta is great and the cost of living is also low compared to the US. Hence it attracts a large community of people. Malta introduced its Malta Permanent Residence Program (MPRP) often called Malta golden visa after the end of its citizenship by investment program in April, 2025.

The program allows non-EU, non-EEA, and non-Swiss citizens to live and work in Malta with their family members by granting them permanent residency. The investors of Malta golden visa can benefit from the multiple opportunities it provides for its residents such as Schengen Zone visa-free travel. The Malta residency by investment requirements includes a minimum  investment of  €375,000 for purchase or €14,000 for lease. The program in this way, attracts large foreign direct investments (FDI) and boosts the economy of the country.

Lifestyle Advantages Under the Malta Golden Visa

By investing in the Malta golden visa program, the American and global investors benefit from the following significant benefits:

Mediterranean Lifestyle

People living in Malta enjoy sunshine and a great climate. Those who are fed up with freezing cold weather can live here to benefit from its climate. Located in the centre of the Mediterranean Sea, the country provides opportunities for snorkeling, swimming, and fishing to its residents alongside beautiful views.

Safety for Maltese Residents

Malta has very low crime rates and is considered among the safest countries in the world. This means the Maltese residents just need to take normal common safety precautions. The government of Malta ensures strict policies which shows that the safety of the residents is its priority.

High-Quality Healthcare Facilities

Malta offers world class healthcare services to its residents that the World Health Organization consistently ranked among the top five in the world. By becoming residents of Malta under the Malta golden visa program, individuals and their family members can  access the best healthcare services.

Business and Tax Benefits of Living in Malta

Malta residency comes with various benefits especially for the entrepreneurs and business owners who either want to set up their business internationally or want to expand their already established business globally.

Access to Schengen Zone and EU Markets

Being a member of the European Union, Malta allows its residents to access the European business markets, which includes exploring and understanding them and then expanding their businesses or gaining global recognition for their brands. The major benefit of living in Malta is that the Maltese residents can travel to Europe’s Schengen Area including 29 member states without needing any visa. This provides them travel freedom and global mobility which are crucial factors for success of businesses in today’s era.

Favorable Corporate Tax Policies

The skilled professionals in the US after moving to Malta can benefit from its low corporate tax rate which is 35% and shareholders get tax refunds which reduces tax rate to very low, almost 5-10%. This is a huge benefit for the skilled workforce.

Strategic EU Location

Malta, in the centre of the Mediterranean Sea acts as a bridge between Europe and North Africa, opening doors to various trade opportunities and shipping. The residents can benefit from ample business opportunities and feel connectivity with outer regions too.

Conclusion

Malta Golden Visa has become the best choice for American investors and also from different other parts of the world and it’s not surprising as the numerous opportunities can easily attract global investors towards the Malta Permanent Residence Program (MPRP). The visa-free Schengen access and low tax policies provide business and wealth benefits to multiple investors. Furthermore, the safety and security provide them with a secure and prosperous future.