What Unique Themes Do Bandhan and Union MFs Target?

Mutual funds have been gaining traction among investors as the market keeps evolving. Among the popular fund houses, Bandhan and Union have carved their distinct identities with a commitment to disciplined investing. Interestingly, these two AMCs sharply differ in choosing themes for investors.

Union, for instance, is more inclined towards stability and value-conscious investing. Bandhan, on the other hand, prioritises small and mid-cap segments, along with tax efficiency.

In this blog, let’s find out the unique themes that these fund houses target.

Investment Philosophy and Themes of Bandhan Mutual Funds

The research-oriented approach to investing has helped Bandhan Mutual Funds establish its identity. Investors can choose from a wide range of products across equity, debt, and hybrid categories.

The equity mutual funds of this AMC are known for their focus on small and midcap companies. If you prioritise capital appreciation on a long-term basis, Bandhan offers the Large Cap Fund and the Bandhan Mid Cap Fund.

The thematic funds of Bandhan include infrastructure and banking funds. At the same time, it also offers the tax-saving ELSS fund. Other options for investors include a debt fund, a corporate bond fund, and a hybrid equity fund.

Distinct Focus and Product Suite of Union Mutual Fund

Union Mutual Funds is dedicated to sustainability and value. The fund managers aim to build long-term wealth through careful investing.

This AMC offers a variety of funds, including actively managed equity funds, hybrid solutions, and sector-specific funds.

The large-cap and multi-cap funds are popular among investors who prefer lower volatility and want to benefit from compounding.

Among the thematic funds of Union AMC, the Innovation and Opportunities fund deserves a mention. Other thematic opportunities for investors are the Union Active Momentum Fund and the Union Business Cycle Fund.

How Bandhan and Union Differ and Complement Each Other

Research and transparency establish the foundation of both these fund houses. However, they largely differ in strategies and thereby cater to investors with varying goals.

Bandhan Mutual Fund prioritises dynamic growth themes with exposure to small and midcaps. It also invests in specific sectors and corporate bonds. This makes it ideal for investors with a moderate to high level of risk tolerance.

In contrast, Union Mutual Fund focuses more on stability and value creation through discipline. This AMC, therefore, appeals to investors with low to moderate risk tolerance. Those prioritising steady compounding and hybrid allocations often create SIPs in Union mutual funds.

In a nutshell, Bandhan helps investors capture higher returns from emerging opportunities. With Union Mutual Funds, you can preserve your capital and balance volatility.

Together, these two fund houses form complementary pillars. While Bandhan fuels the aggressive growth of your portfolio, Union helps to balance long-term stability.

Which Fund House Should You Choose?

Your investment goals and risk appetite should help you choose between Bandhan and Union Mutual Fund.

If you’re someone chasing higher returns and are comfortable with exposure to small caps, midcaps, or high-growth sectors like infrastructure or banking, Bandhan may fit your style.

On the other hand, if your approach to money market investments is a bit conservative and you prefer value-driven strategies, Union Mutual Fund can be suitable.

Conclusion

Bandhan and Union Mutual Funds are currently two of the most sought-after AMCs in India. While one is bold and growth-oriented, the other is controlled and value-conscious.

With Bandhan, you get opportunities to invest in emerging sectors. On the other hand, Union helps to steady your growth trajectory and stay disciplined.